Top Five Auto Insurance Companies in the USA
There are thousands of auto insurance companies in the USA, each one with its own pros and cons. It can be difficult to know which one to choose, which is why we’ve compiled this list of top five auto insurance companies in the USA to make it easier for you to find the best one that fits your needs and financial budget. Here they are
Let’s face it, auto insurance is expensive. But what would you pay for not having to worry about your family’s safety while driving? $100 per month? How about $20 per month? Yep, it’s possible when you choose Geico. What do they have that no other company has? Discount packages. What are these packages? The answer is simple: discounts on all car insurance coverage areas.
Established in 1922, State Farm is one of America’s most popular auto insurance companies. With more than 18,000 agents and 87,800 employees—including a customer service center based in Arizona—the company maintains nearly $17 billion in assets. Their focus on customers has led to their continued success; they maintain a 4.3/5 star rating on both Google and Facebook, with 95% of all ratings being positive.
For years, Progressive has been known as a bargain brand, offering cheaper policies to drivers with better-than-average driving records. However, they’ve recently begun to price their rates based on where you live (so expect higher rates if you live in an urban area). While their coverage is top notch and not subject to a surcharge for having had an accident or ticketed, many users have complained that paying extra for Progressive’s customer service will lead to a headache – so choose carefully.
As of April 2017, Nationwide boasts about 9,000 locations across 49 states. In addition to providing car insurance, it also sells boat insurance, motorcycle insurance and rv/motorhome insurance. On top of its sheer size as an auto insurer (nearly $42 billion in assets), it also has a 4-star rating from A.M. Best – its highest possible ranking – and a 5-star overall customer satisfaction score (out of 5) from J.D. Power.
As a subsidiary of Allstate, Esurance provides auto insurance to more than 16 million customers across 14 states. Established in 1992, Esurance is committed to providing its clients with low-cost coverage options and has been voted one of America’s best auto insurance companies for seven years running.
When you’re a parent, there’s no such thing as being over-prepared. A million things can go wrong on any given day, and as much as you may love your new little bundle of joy, they’re not that great at taking care of themselves (yet). This is why it pays to have quality auto insurance coverage in place; even if your kid(s) are still riding in a car seat when you file your policy, it’s important to have protection.